My grandfather first introduced me to this phrase. He would shake his head solemnly and say this. This phrase then got passed down to my father who would say "Achan used to say if luck is to fuck, who is to check?." It took us all years to decode its true meaning. It is basically a cryptic way of saying that if its written in your fate, your kismet that you will get hazaar fucked, then no one can save you. If fate fucks you, you are truly damned. Not even Samosapedia can redeem you.

Compassionate or kindly sexual forbearance shown toward another person; Sexual compassion, pity, or benevolence shown by one person to another when it is known that the person requesting a sexual favor is desperate but harmless and the person granting the favor is persuaded to put out by the incessant begging of the requestor.